About Strata Insurance Online

At Strata Insurance Online, we're passionate about helping Australians navigate the vast world of finance. Proudly a part of the Financial Services Online network and operated by Clark Family Pty Ltd, A.C.N. 010 281 008, our mission is to connect you with the most suitable financial products, services, and advice available online.

We serve as a bridge to expert advice, not as providers of financial advice or specific product recommendations. When you inquire about financial products or seek advice through our platform, we refer you to specialized financiers, insurers, or advisers who can provide tailored assistance. Please note that Strata Insurance Online may earn a referral fee or commission.

All information presented here—be it articles, news, or general details—is for educational purposes and should be considered in conjunction with advice from a qualified Financial Adviser who understands your unique situation.

Prior to taking any steps toward securing a product or service featured on Strata Insurance Online, it's essential to seek advice to ensure it aligns with your financial goals, circumstances, and needs. This advice can be obtained from our referred experts or another suitable adviser.

Our core aim is to seamlessly link individuals with the right financial solutions and professional resources, ensuring you have access to the expertise you need.

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Australian Financial Services & Credit Licensing Information

This website is managed by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010281008. We are an Authorised Credit Representative of Saccasan Pty Ltd, holding Australian Credit License 386297, and an Authorised Financial Services Representative of Unique Group Broker Services, with Australian Financial Services License 509434. For further licensing details, visit the ASIC website.

Strata Insurance Articles

Navigating the Aftermath: Your Cyber Attack Recovery Roadmap In an age where digital presence intertwines with daily operations, the threat landscape in Australia has magnified, exposing businesses to an evolving array of cyber threats. From sophisticated phishing attempts to ransomware attacks, the risk of digital insecurity looms large. Australia, with its growing technological adoption, finds itself facing an upsurge in cyber threat incidents year over year. This trend underscores an urgent need for robust cyber defences and, just as critically, an actionable plan for the aftermath of an attack. - read more

The Ultimate Checklist: Selecting the Right Jet Ski Insurance for Your Needs Jet skiing offers an exhilarating mix of high speeds and open water, but it also comes with its share of risks. Just like any valuable property, a jet ski needs protection, not just from potential damage, but also the liabilities that come with operating it. This is where jet ski insurance becomes essential. Having the right insurance coverage ensures that you are financially and legally protected should an accident or damage occur. - read more

The Essential Guide to Cyber Insurance for Australian Businesses Cyber insurance is a type of insurance designed to protect businesses from internet-based risks and, more generally, from risks relating to information technology infrastructure and activities. It covers losses related to data breaches, cyber extortion, and other kinds of cyber attacks. - read more

Social Apps for Caravan Enthusiasts in Australia The allure of the open road, the freedom to explore, and the joy of discovering the vast and varied landscapes of Australia define the caravan lifestyle. This mode of travel isn't just about the destinations; it's about embracing a way of life that values simplicity, adventure, and the independence to go wherever the wind takes you. Caravan enthusiasts share a unique bond, forged by similar passions and experiences on the road. - read more

How Income Protection Insurance Can Safeguard Your Financial Future Income protection insurance is a type of insurance policy designed to replace a portion of your income if you are unable to work due to illness or injury. This financial safety net can help cover essential living expenses, such as mortgage repayments, utility bills, and daily costs, ensuring you maintain your standard of living during tough times. - read more

Insurance News

Building Resilience: ICA Aligns Floods Inquiry Plan 19 Dec 2024: Paige Estritori The Insurance Council of Australia (ICA) is strategically addressing the recommendations from recent inquiries into flood responses and code of practice in its latest updates. Acknowledging the variety and complexity of the suggestions, ICA supports 78 out of the total recommendations presented, tackling them in a staged and structured manner. - read more

Major Acquisitions Shake Up the Australian Life Insurance Sector 18 Dec 2024: Paige Estritori In a significant move estimated at $13 billion, MLC Life Insurance and Resolution Life’s subsidiaries in Australia and New Zealand are set to merge. This development is part of an acquisition involving Nippon Life, a major player in the global insurance industry. - read more

Sure Highlights Coverage Gaps in Cyclone Zones 17 Dec 2024: Paige Estritori An alarming gap in insurance coverage has been spotlighted by Queensland underwriting agency, Sure, as it drew attention to underinsurance among cyclone-susceptible areas. Their comparison of coverage across the state reveals stark contrasts that could have dire consequences for residents. - read more

Term Life Insurance Fuels Customer Grievances 13 Dec 2024: Paige Estritori New insights from the Australian Securities and Investments Commission (ASIC) highlight that term life insurance sparked the most grievances among consumers last financial year. ASIC's newly released internal dispute resolution report indicates that 41% of the complaints were linked to term life policies. - read more

Car Theft Case: Ignition Key Slip Leads to Unexpected Payout 13 Dec 2024: Paige Estritori A recent ruling has shed light on an insurance predicament where a policyholder’s vehicle was taken directly from outside his house while the ignition key remained in the car. Despite this oversight, the couple involved managed to secure compensation for the incident. - read more

Knowledgebase

Insurance broker:
An agent acting on behalf of the insured (not the insurance company) who negotiates the terms and cover provided by the insurer in the insurance policy.