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About Strata Insurance Online

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At Strata Insurance Online, we're passionate about helping Australians navigate the vast world of finance. Proudly a part of the Financial Services Online network and operated by Clark Family Pty Ltd, A.C.N. 010 281 008, our mission is to connect you with the most suitable financial products, services, and advice available online.

We serve as a bridge to expert advice, not as providers of financial advice or specific product recommendations. When you inquire about financial products or seek advice through our platform, we refer you to specialized financiers, insurers, or advisers who can provide tailored assistance. Please note that Strata Insurance Online may earn a referral fee or commission.

All information presented here—be it articles, news, or general details—is for educational purposes and should be considered in conjunction with advice from a qualified Financial Adviser who understands your unique situation.

Prior to taking any steps toward securing a product or service featured on Strata Insurance Online, it's essential to seek advice to ensure it aligns with your financial goals, circumstances, and needs. This advice can be obtained from our referred experts or another suitable adviser.

Our core aim is to seamlessly link individuals with the right financial solutions and professional resources, ensuring you have access to the expertise you need.

For any further information or inquiries, please contact Strata Insurance Online. We are here to assist you.

Australian Financial Services & Credit Licensing Information

This website is managed by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010281008. We are an Authorised Credit Representative of Saccasan Pty Ltd, holding Australian Credit License 386297, and an Authorised Financial Services Representative of Unique Group Broker Services, with Australian Financial Services License 509434. For further licensing details, visit the ASIC website.

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Strata Insurance Articles

Factors Influencing the Cost of Strata Insurance Factors Influencing the Cost of Strata Insurance
Strata insurance is a specialized type of insurance designed to cover common properties and shared facilities in multi-unit developments, such as apartments and townhouses. This insurance provides protection for the building structure, common areas, and sometimes the individual units against various risks like fire, theft, and natural disasters. - read more
What Does Strata Insurance Cover? A Comprehensive Breakdown What Does Strata Insurance Cover? A Comprehensive Breakdown
Strata insurance is a specialized insurance policy designed to cover common property in apartment buildings, townhouses, and other strata-titled developments. This type of insurance is crucial for both property owners and strata schemes, as it provides peace of mind in the face of potential risks. - read more
Understanding the Key Differences Between Strata Insurance and Home Insurance Understanding the Key Differences Between Strata Insurance and Home Insurance
Strata insurance is a specialized type of insurance designed to cover multi-unit properties like apartment buildings and townhouses. It protects the common property and the shared interests of all owners within the strata scheme, offering coverage for facilities like pools, gardens, and shared structures. - read more
Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners
Strata insurance is a specialized type of insurance designed for properties that are divided into multiple units or lots, such as apartment buildings. It protects the entire building’s common property and the individual interests of the owners. This includes coverage for areas like hallways, gardens, and shared facilities. - read more
Strata Insurance Explained: What’s Not Covered and Why It Matters Strata Insurance Explained: What’s Not Covered and Why It Matters
Strata insurance is a type of cover designed specifically for properties that are subdivided into individual lots or units, which is common in residential and mixed-use developments. It protects the overall structure and shared areas of the property and is usually managed by a strata management body. This insurance is crucial not just for safeguarding the building itself but also for ensuring that common property, such as gardens, hallways, and balconies, is covered against a range of risks. - read more
What Does Strata Insurance Cover? A Comprehensive Breakdown What Does Strata Insurance Cover? A Comprehensive Breakdown
Strata insurance is a specialized insurance policy designed to cover common property in apartment buildings, townhouses, and other strata-titled developments. This type of insurance is crucial for both property owners and strata schemes, as it provides peace of mind in the face of potential risks. - read more
Strata Insurance Explained: What’s Not Covered and Why It Matters Strata Insurance Explained: What’s Not Covered and Why It Matters
Strata insurance is a type of cover designed specifically for properties that are subdivided into individual lots or units, which is common in residential and mixed-use developments. It protects the overall structure and shared areas of the property and is usually managed by a strata management body. This insurance is crucial not just for safeguarding the building itself but also for ensuring that common property, such as gardens, hallways, and balconies, is covered against a range of risks. - read more
Factors Influencing the Cost of Strata Insurance Factors Influencing the Cost of Strata Insurance
Strata insurance is a specialized type of insurance designed to cover common properties and shared facilities in multi-unit developments, such as apartments and townhouses. This insurance provides protection for the building structure, common areas, and sometimes the individual units against various risks like fire, theft, and natural disasters. - read more
Can I get Strata Insurance for Mixed-use Properties? Can I get Strata Insurance for Mixed-use Properties?
Strata insurance is a type of insurance designed specifically for properties that are managed under a strata title scheme. This typically includes multi-unit developments like apartments and townhouses. It covers common areas, such as gardens, hallways, and swimming pools, and provides protection for the owners' corporation against various liabilities and risks. - read more
Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners
Strata insurance is a specialized type of insurance designed for properties that are divided into multiple units or lots, such as apartment buildings. It protects the entire building’s common property and the individual interests of the owners. This includes coverage for areas like hallways, gardens, and shared facilities. - read more

Insurance News

Footballer's Injury Claim Denied by AFCA Due to Policy Limitations Footballer's Injury Claim Denied by AFCA Due to Policy Limitations
30 May 2025: Paige Estritori

A female football player has faced disappointment after her claim for physiotherapy expenses was denied by her insurer, AIG Australia. The athlete's claim was linked to a disorder in her right ankle, identified as osteochondritis dissecans after doctors conducted an X-ray. - read more
NSW Premier Urges Speedy Action on Flood Claims as Industry Expands Support NSW Premier Urges Speedy Action on Flood Claims as Industry Expands Support
30 May 2025: Paige Estritori

The New South Wales Premier, Chris Minns, is urging insurance companies to expedite the processing of flood claims as the number of affected policyholders grows. In response to the ongoing natural disaster, the insurance industry has opened a second hub to provide assistance. - read more
Insurer Ordered to Refund GAP Premium After Unfair Sale Insurer Ordered to Refund GAP Premium After Unfair Sale
28 May 2025: Paige Estritori

A significant decision has been made as an insurer, Eric Insurance, is required to refund a consumer for a Guaranteed Asset Protection (GAP) policy deemed unfairly sold 13 years ago. The policy stemmed from a $31,000 vehicle loan, and the consumer argued that misleading practices influenced this purchase. - read more
Acenda Extends Premium Relief to Customers Affected by NSW Floods Acenda Extends Premium Relief to Customers Affected by NSW Floods
28 May 2025: Paige Estritori

In response to the severe flooding in New South Wales, Acenda has rolled out a suite of supportive measures for its customers. The life insurer's initiatives aim to mitigate the financial burden faced by affected individuals and families during this challenging period. - read more
QBE Amplifies Cybersecurity Initiatives in Response to Rising Threats QBE Amplifies Cybersecurity Initiatives in Response to Rising Threats
26 May 2025: Paige Estritori

In an era where cyber threats are intensifying and regulatory demands are escalating, insurance giant QBE is significantly enhancing its support for brokers and their clientele. This decisive action was highlighted at a recent cyber insights event held in Sydney. - read more

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Knowledgebase
Endorsement:
An amendment or addition to an existing insurance policy that changes the terms or scope of the original policy.