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Strata Insurance Articles

Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners
Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners
Strata insurance is a specialized type of insurance designed for properties that are divided into multiple units or lots, such as apartment buildings. It protects the entire building’s common property and the individual interests of the owners. This includes coverage for areas like hallways, gardens, and shared facilities. - read more
Benefits of Bundling Strata Insurance with other Policies
Benefits of Bundling Strata Insurance with other Policies
Strata insurance is a specialized form of insurance designed to protect the common property and assets of a strata titled property, which is especially important for property owners in Australia. It provides coverage for shared areas such as hallways, gardens, and pools, as well as liability protection for incidents that may occur in these common spaces. - read more
Can I get Strata Insurance for Mixed-use Properties?
Can I get Strata Insurance for Mixed-use Properties?
Strata insurance is a type of insurance designed specifically for properties that are managed under a strata title scheme. This typically includes multi-unit developments like apartments and townhouses. It covers common areas, such as gardens, hallways, and swimming pools, and provides protection for the owners' corporation against various liabilities and risks. - read more
Step-by-Step Guide to Filing a Strata Insurance Claim in Australia
Step-by-Step Guide to Filing a Strata Insurance Claim in Australia
Strata insurance is a specialized form of insurance designed to protect the shared areas of a property, typically seen in apartment complexes or townhouses. It covers communal assets like hallways, gardens, and recreational facilities. This type of insurance is crucial for both property owners and managers, as it safeguards against potential risks and liabilities associated with shared living spaces. - read more
Understanding the Key Differences Between Strata Insurance and Home Insurance
Understanding the Key Differences Between Strata Insurance and Home Insurance
Strata insurance is a specialized type of insurance designed to cover multi-unit properties like apartment buildings and townhouses. It protects the common property and the shared interests of all owners within the strata scheme, offering coverage for facilities like pools, gardens, and shared structures. - read more

Insurance News

Queensland Strata Owners: Act Now to Lower Your Insurance Premiums
Queensland Strata Owners: Act Now to Lower Your Insurance Premiums
05 Dec 2025: Paige Estritori
Strata property owners in North and Central Queensland are being urged to take advantage of new federal and state initiatives designed to reduce insurance premiums and enhance cyclone resilience. These programs provide financial incentives for property upgrades that can lead to significant savings on insurance costs. - read more
Strata Living in Australia: A $1.4 Trillion Market and Growing
Strata Living in Australia: A $1.4 Trillion Market and Growing
05 Dec 2025: Paige Estritori
The insured value of strata properties in Australia has reached an estimated $1.4 trillion, underscoring the growing significance of strata living in the nation's housing landscape. This substantial valuation reflects the increasing number of Australians choosing strata-titled properties as their preferred mode of residence. - read more
CHU's 2025 Report: Strata Insurance Premiums Remain Stable Amidst Industry Shifts
CHU's 2025 Report: Strata Insurance Premiums Remain Stable Amidst Industry Shifts
05 Dec 2025: Paige Estritori
CHU, Australia's largest strata insurance underwriting agency, has released its 2025 State of the Strata Market report, providing a comprehensive analysis of the current state of the industry. The report offers valuable insights into premium movements, the impact of weather events, regulatory developments, and emerging risks affecting strata insurance. - read more
CHU's 2025 Report Highlights Stability in Strata Insurance Premiums
CHU's 2025 Report Highlights Stability in Strata Insurance Premiums
27 Nov 2025: Paige Estritori
CHU, Australia's largest strata insurance underwriting agency, has released its 2025 State of the Strata Market report, providing a comprehensive analysis of the current state of the industry. The report offers valuable insights into premium movements, the impact of weather events, regulatory developments, and emerging risks affecting strata insurance. - read more
NSW Strata Managers to Eliminate Insurance Commissions by 2026
NSW Strata Managers to Eliminate Insurance Commissions by 2026
27 Nov 2025: Paige Estritori
The Strata Community Association New South Wales (SCA NSW) has announced a significant shift in the remuneration structure for strata managers. Effective January 1, 2026, members will begin phasing out insurance commissions in favour of a fee-for-service model. This move aims to enhance transparency and trust within the strata management sector. - read more
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