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Strata Insurance For Commercial & Residential Properties

When you own or manage property within a strata complex, protecting it is essential. Strata insurance covers residential and commercial strata buildings, ensuring peace of mind for property owners and body corporate managers alike.

We help you find the right cover at the best rates!

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Strata Insurance
Strata Insurance
Strata Insurance
Strata Insurance
Strata Insurance

At Insurance Online, we make it easy to find affordable strata insurance quotes tailored to your needs. Whether you manage apartments, townhouses, or common property, we help you compare strata insurance policies from trusted Australian insurers.

What Does Strata Insurance Cover?

Building Protection: Covers the physical structure, including walls, roofs, and fixtures.
Common Property: Protects shared spaces like lobbies, gardens, and car parks.
Liability Insurance: Safeguards against financial risks if someone is injured on common property.
Accidental Damage: Covers unexpected incidents like fires, water damage, and vandalism.

Get a Strata Insurance Quote Today

Save time and money by comparing policies that suit your property. From residential strata insurance to body corporate coverage, our streamlined process ensures you find the best protection at the right price.

Why Choose Us?

Easy comparisons of multiple insurers
Tailored policies for all property types
Fast, obligation-free quotes

Protect your investment and ensure peace of mind with comprehensive strata insurance. Start today – request your free strata insurance quote online now!

Insurance Calculators

Need some help calculating your strata insurance sum insured and limits? Try our Strata Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Strata Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Strata Insurance Articles

Is Strata Insurance Mandatory for Apartment Buildings? The Essential Guide for Owners

Strata insurance is a specialized type of insurance designed for properties that are divided into multiple units or lots, such as apartment buildings. It protects the entire building’s common property and the individual interests of the owners. This includes coverage for areas like hallways, gardens, and shared facilities. - read more

Factors Influencing the Cost of Strata Insurance

Strata insurance is a specialized type of insurance designed to cover common properties and shared facilities in multi-unit developments, such as apartments and townhouses. This insurance provides protection for the building structure, common areas, and sometimes the individual units against various risks like fire, theft, and natural disasters. - read more

What Does Strata Insurance Cover? A Comprehensive Breakdown

Strata insurance is a specialized insurance policy designed to cover common property in apartment buildings, townhouses, and other strata-titled developments. This type of insurance is crucial for both property owners and strata schemes, as it provides peace of mind in the face of potential risks. - read more

Benefits of Bundling Strata Insurance with other Policies

Strata insurance is a specialized form of insurance designed to protect the common property and assets of a strata titled property, which is especially important for property owners in Australia. It provides coverage for shared areas such as hallways, gardens, and pools, as well as liability protection for incidents that may occur in these common spaces. - read more

Can I get Strata Insurance for Mixed-use Properties?

Strata insurance is a type of insurance designed specifically for properties that are managed under a strata title scheme. This typically includes multi-unit developments like apartments and townhouses. It covers common areas, such as gardens, hallways, and swimming pools, and provides protection for the owners' corporation against various liabilities and risks. - read more

Insurance News

QBE Faces Legal Action Over Misleading Discount Practices

10 Oct 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has initiated legal proceedings against QBE Insurance, alleging that the insurer misled more than 500,000 customers regarding promised discounts on various insurance products between July 2017 and September 2022. This action underscores the regulator's commitment to ensuring transparency and fairness within the insurance sector. - read more

Debate Intensifies Over Proposed NSW Strata Commission Ban

10 Oct 2025: Paige Estritori

The New South Wales (NSW) government's proposal to ban commissions on strata insurance has ignited a contentious debate between consumer advocacy groups and industry leaders. This reform aims to eliminate potential conflicts of interest and enhance transparency within the strata management sector. - read more

Steadfast Group's Strata Insurance Practices Under Investigation

10 Oct 2025: Paige Estritori

Steadfast Group, Australia's largest strata insurance broker, is currently under scrutiny following allegations that it misled customers by not disclosing more affordable insurance options from competitors. This situation has prompted the Australian Competition and Consumer Commission (ACCC) to advocate for a ban on commissions within the strata insurance market, citing concerns over undisclosed payments that may be inflating costs for apartment owners. - read more

Netstrata's Practices Prompt Industry-Wide Strata Management Reforms

02 Oct 2025: Paige Estritori

Recent investigations have brought to light concerning practices within Australia's strata management sector, particularly involving Netstrata, a prominent firm managing over 1,000 buildings and 35,000 apartments across New South Wales. Reports indicate that Netstrata has been charging apartment owners insurance brokerage fees significantly higher than industry standards, with some fees reaching up to six times the typical rate. This revelation has ignited a broader discussion on the need for transparency and reform within the industry. - read more

Sure Insurance's $20 Million Strata Coverage Boosts Affordability in Northern Queensland

02 Oct 2025: Paige Estritori

In a significant move to address insurance affordability and accessibility, Sure Insurance has expanded its residential strata insurance coverage to $20 million, up from the previous limit of $5 million. This enhancement is particularly targeted at apartment complexes in Northern and Regional Queensland, regions that have faced challenges in securing adequate and affordable insurance coverage. - read more

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Knowledgebase

Term Life Insurance:
A form of life insurance that is a pure protection policy with no cash or maturity value which lasts for a specific length of time, called a term.

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